Mr. Morales holds a degree in Business Administration from Universidad de Santiago, with a Master and Ph.D. in Economics from the Boston University. He has been an Advisor to the Technical Investment Council of the Superintendency of Pensions, Head of the Market Studies and Development Division of the Superintendency of Securities and Insurance and Advisor to the Ministry of Finance. He has been a Professor at the Pontificia Universidad Católica de Chile and Universidad de Chile and is currently a Professor in the Economics Department of Universidad Diego Portales. He joined the Committee in September 2024.